Cognitive aging is a widespread concern among older adults, yet understanding the risk factors that influence subjective cognitive complaints remains important for public health. This study examined the association between chronic perceived stress and subjective cognitive decline in community-dwelling older adults. Participants were 30 adults aged 61 to 82 years (M = 68.0, SD = 6.2) who completed an online survey measuring perceived stress using the Perceived Stress Scale-10 (PSS-10) and subjective cognitive decline using the Subjective Cognitive Decline Questionnaire-8 (SCD-Q8). A Spearman correlation analysis revealed a significant positive association between perceived stress and subjective cognitive decline (rs = .494, 95% CI [.14, .74], p = .006), indicating that adults reporting higher levels of chronic stress also reported more cognitive complaints. Simple linear regression demonstrated that perceived stress explained 24.5% of the variance in subjective cognitive decline scores. Age was not significantly associated with cognitive complaints (rs = -.029, p = .879). These findings suggest that chronic stress is a meaningful correlate of subjective cognitive decline in community-dwelling older adults and may represent a modifiable target for intervention. Future research with larger samples and longitudinal designs is needed to clarify the causal mechanisms underlying this relationship.