This paper investigates why India, despite its immense creative talent and large domestic music audience, has historically achieved limited crossover into the non-diasporic global mainstream compared with South Korea. It examines how India's film-centric playback-singing system and limited public funding for contemporary arts create barriers for independent musicians and shift financial risk onto young creatives. The paper explores how this uncertainty contributes to parental financial anxiety, career pressure, and academic burnout among students who aspire to pursue creative professions. Comparing India's music industry with South Korea's state-supported cultural export model, it proposes a digitally audited National Talent Fund that provides merit-based, milestone-linked financial support to emerging artists. Using an illustrative statistical model and a Keynesian economic multiplier framework, the study argues that public investment in independent creative labor could support employment, strengthen the domestic creative economy, and improve India's international cultural influence.